Floating Debt

If you want to lead
A pleasant life
Without working,
Struggling and strife,
Take a good accountant
Who can cook your books,
To give your finances
Excellent looks,
Start with a fine credit rating
And a little money,
Take a low interest loan
To make life sunny,
Always keep a good credit line
And repay your loan strictly on time,
Assume you borrow $260 grand
Which is weekly $5000 on hand,
Minus $500 interest at 10 percent,
Your life could be by heaven sent,
If you pay back your loan on time,
You can double your loan yearly
And still have a good credit line,
After 60 years you're ready to die,
You'll owe $15.6 million
With a credit rating always high,
Then you declare bankruptcy,
And your credit rating goes bad,
But the banks have been had,
Till then, you've had a great life,
Made $4500 a week,
Without working, struggle or strife
And you've had good credit - still,
Because you always paid your bill,
But left a large debt
To the banks in your will.

But if after 85 years
You're not under a stone,
You'll be without funds,
Entitled through Medicaid
To a nursing home.

Alfred Charasz
Copyright 2008 Alfred Charasz